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      科技保險是國家科技部與保監會于2006歲末聯合推出的一項以保險服務于高新技術企業的活動,旨在支持高新技術企業發展,促進國家自主創新戰略的實施。由于該項保險具有一定的政策性,所以最初選取政策性保險公司——中國出口信用保險公司和商業性保險公司——華泰保險公司試點承辦相關的保險業務,選取地方財政予以支持的城市作為科技保險創新試點城市試點。   
       科技保險通過不同專業的保險公司承辦,用財產保險產品、壽險和健康險產品、信用保險系列產品多方位、全過程地保障高新技術企業在生產、研發、人員、貿易鏈、信用鏈等方面的風險,以提高高新技術企業的生存和發展能力。   
       科技保險投保范圍:凡在中華人民共和國境內合法經營的高新技術企業、轉制科研院所以及其他科研機構均可投保科技保險。高新技術的范圍包括:電子與信息技術;生物工程和新醫藥技術;新材料及應用技術;先進制造技術;航空航天技術;現代農業技術;新能源與高效節能技術;環境保護新技術;海洋工程技術;核應用技術;其他在傳統產業改造中應用的新工藝、新技術。

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